Insurance is sold through three different means independent agents, captive agents, and direct through the internet. An independent agent is an agent with options. Independent agents have more to offer than other agents making them a strong competitor in the insurance industry. Learn what independent agents are and how they can help you get a great rate on insurance.
Independent agents have been around since 1896. Independent Insurance Agents & Brokers of America or the Big “I” is the association that helps build the structure of independent agencies. More than 7100 independent agencies are selling on behalf of 43 different insurance carriers across the U.S.
- An independent agent has access to multiple insurance companies.
The ability to retain the same agent even if you switch carriers is another perk of having your insurance with an independent agent. A strong relationship can be built with your independent agent and if your rates start to creep up, your agent can possibly find you lower rates without ever switching agents. Many people put up with higher rates because they are not comfortable leaving their trusted agent. Independent agents give their clients more options.
- An independent agent works for you not the insurance company.
A good independent agent can be proactive when it comes to your insurance rate. They are able to get a head start when it comes to rate changes. For instance, if an agent knows one of its companies’ rates is increasing, they can start looking for a better deal before the increase takes place. Captive agents are helpless, and have to roll with the punches of the carrier they represent.
- Independent agents provide personalized customer service.
Independent agents have the ability to be great time and money savers for their clients. However, just because an agent is independent doesn’t mean they are the best. You still need to look for good agent qualities, such as availability, knowledgeable, and proactive.
- Insurance Carriers Selling Products through our Independent Agent
The list is a good portion of independent insurance carriers. If you are looking for an independent agent and or agency, that is looking out for your best interest, then look no further. Give All in One Insurance Group a call today at 425-337-2456 or email us @ email@example.com for your free no obligation cost comparison quote. Below is a partial list of the companies that we work with.
- Allied Property and Casualty
- American Strategic
- Auto Owners
- Chubb Group of Insurance Companies
- EMC Insurance Companies
- General Casualty
- Grupo National Provincial
- Kemper Specialty
- The Hanover Insurance Group
- The Hartford
- The Republic Group
- West Bend Mutual
- Westfield Insurance
- Zurich North America